Featured calculators
Savings
Find your optimal combination
Which combination of savings accounts gives the best return, after tax?
Coming soon
Student loan
Is it worth making an overpayment?
Model the impact of making additional payments to your balance.
Coming soon
Tax allowance
Calculate your annual allowances
Calcualtes SSR, PSA, PA, Income tax and National Insurance
Coming soon
Save
Rate calculators
Tax allowances
Savings starter rate, personal savings rate and income tax allowances.
Coming soon
Best rate
Which combination of accounts gives the highest interest, after tax.
Coming soon
Switch
Calculates if it's worth switching when there's a penalty charge.
Coming soon
Withdrawal penalty
Cost of withdrawing money from a notice account early.
Try it out
Target rate
Determines the rate of return required to reach a future value.
Try it out
Premium bond return
Determines the rate of return of your premium bonds for easy comparison.
Try it out
Gross to AER
Calculates the Annual Equivalent Rate (AER) by factoring in compound interest.
Try it out
AER to Gross
Calculates the gross interst rate from Annual Equivalent Rate (AER).
Try it out
Goal calculators
Target amount
How much you need to save each month to reach a specific target.
Try it out
Savings goal: basic
How long it will take to reach a specific target. Quick and easy to use.
Try it out
Savings goal: advanced
Time to reach a specific savings target. Multi-period interst rates and contributions.
Try it out
Savings growth: basic
Calculates the growth on initial deposit and any regular contributions.
Try it out
Savings growth: advanced
Calculates savings growth. Multi-period interst rates and contributions.
Try it out
Save or invest: basic
Simple savings and investment growth calculator.
Try it out
Save or invest: advanced
Savings and investment growth calculator with advanced options.
Try it out
LISA benefit: basic
Calculates the benefit, after tax, from saving into an LISA.
Try it out
LISA benefit: advanced
Calculates the benefit, after tax, from saving into an LISA.
Try it out
Repay debt
Compares savings and investment growth v debt interest.
Coming soon
Time to double
Calculates the time it will take for a balance to double in value.
Try it out
Borrow
Rate calculators
Gross to APR
Calculates the Annual Percentage Rate (APR) by factoring in compound interest.
Try it out
Credit card calculators
Time to repay
How long it will take to repay your card, just paying the minimum.
Coming soon
Overpayment
Calculates the benefit of making single or regular overpayments.
Coming soon
Switch benefit
Calcualates the benefit of switching to better rate.
Coming soon
Multi-option
Benefit of making an overpayment, then switching to better rate.
Coming soon
Personal loan calculators
Fixed-rate loan modeller
Calculates the monthly repayment amount for a fixed rate loan.
Try it out
Overpayment benefit
Benefit achieved by making single or regular overpayments to a fixed-rate loan.
Try it out
Personal loan modeller
Calculates the monthly repayment amount for a fixed rate loan.
Try it out
Personal loan overpayment
Benefit achieved by making single or regular overpayments.
Try it out
APR rate estimator
Calculates APR based on initial amount, monthly payment, term.
Try it out
Switch
Determines if switching your loan is financially beneficial.
Coming soon
Student loan calculators
Modeller
Models student loan repayment schedule.
Coming soon
Overpayment
Calculates the impact of making student loan overpayments.
Coming soon
Mortgage calculators
Maximium loan
Determines the maximum amount you'll be able to borrow.
Coming soon
Monthly cost
Calcualtes the monthly cost based on amount, term and rate.
Coming soon
APRC
Calculates APRC based on two rates and terms.
In app only
Overpayment
Calculates the impact of a single or regular overpayment.
Coming soon
Switch
Determines whether it is financially beneficial to pay penalty and switch.
In app only
Invest
Macro-economic indicators
Inflation
Calculates the value of money over time.
Try it out
Investment calculators
Net worth
Absolute and percentage change over time.
In app only
Fund performance
Daily, time-weighted return for investment funds.
In app only
Portfolio return
Money-weighted return to take into account cash flows.
Try it out
Forecaster
Models the future value of single and regular contributions.
Try it out
Save or invest
Growth of an investment v cash return.
Coming soon
Financial ratio calculators
Debt-to-equity
Calculated by dividing total liabilities by shareholder equity.
In app only
Working capital
The amount of current assets left over after subtracting current liabilities.
In app only
Price-to-earnings
Measures current share price relative to its per-share earnings.
In app only
Return-on-equity
Measure of a company's net income divided by its shareholders' equity.
In app only
Earnings-per-share
Company's profit allocated to each share of outstanding common stock
In app only
Price-to-book
Ratio of market value of a company's shares to its book value of equity.
In app only
Net Present Value
Difference between present value of cash inflows / outflows over a period of time.
In app only
Internal Rate of Return
A metric used to estimate the profitability of potential investments.
In app only
Quick Ratio
A company's ability to meet short-term obligations with liquid assets.
In app only
Current ratio
Determine a debtor's ability to pay off current debt obligations.
In app only
Sharp ratio
Measures portfolio return in relation to it's risk. (Higher the better).
In app only
Pension
Pension calculators
Tax relief
Calculates the potential relief on pension contributions.
In app only
Carry forward
Determines maximum you can contribute to your pension in tax year.
In app only
Salary sacrifice
Calculates impact of making pension contributions using salary sacrifice.
In app only
Pension forecast
Models the future value of single and regular contributions.
In app only
Drawdown
Determines income withdraw impact and pot balance.
In app only
Personal
Life and longevity
Retirement age
State retirement age based on date of birth.
Try it out
Life expectancy
Based on ONS data. Useful for retirement planning.
Try it out
Benefit calculators
Child benefit
Child benefit and high income charge calculator.
Try it out
Risk
Risk profile
Gives an indication of what risk level you may be willing to accept.
Coming soon
Capacity for loss
This is best derived, rather than self-assessed.
In app only
Tax
Tax allowances
Tax allowances
Savings starter rate, personal savings rate and income tax allowances.
Coming soon
Income tax calculator
Calculates income tax and national insurance due on annual income.
Coming soon
Capital gains tax
Calculates capital gains on the sale of an investment.
Coming soon
LISA eligibility
Determines if you qualify for a LISA product.
Try it out
Pension benefit
Calculates the potential relief on pension contributions.
In app only
Top slicing
Tax relief for onshore and offshore bonds.
In app only
ISA v Pension
What's better, saving into ISA or Pension?
In app only
Pension carry forward
Determines the maximum you can contribute to your pension in tax year.
In app only
Property calculators
Stamp duty
Calculates tax due when purchasing a property.
Try it out
Rental income
Tax due on rental income (whole property or single room).
In app only
Capital gains
Calculates capital gains on the sale of a property.
In app only
Property
Tax and yield calculators
Stamp duty
Calculates tax due when purchasing a property.
Try it out
Rental yield
Calculates capitalisation rate for investment property.
In app only
Buy-to-let or invest
Models buy-to-let returns v (ISA and GIA) investment growth.
In app only